Unsecured Business Loans
Fast, Flexible Unsecured Business Loans – No Collateral Needed
Looking to expand, manage cash flow, or invest in new opportunities? We can find you the best unsecured business loans to give you fast access to funding without the hassle of security or assets. With tailored solutions and competitive rates, we help Australian businesses grow on their terms.
Why Partner with Evoke Capital
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Award-winning mortgage brokers servicing Australia-wide
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Combined 50+ years residential and commercial lending experience
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Deep commercial relationships with all major business banks banks
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Platnium bank status and access 100+ lenders with the best interest rates
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6-monthly interest rate reviews and annual strategy sessions.
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100% 5-Star Google Reviews
We are rated in the Top 1% of Mortgage Brokers in Australia
The Best Rates with 100+ Lenders
Why Choose an Unsecured Business Loan?
At Evoke Capital, we are not only here to help, we strive to increase the wealth of our clients through proven lending strategies that we know work.
How We Make it Easy
- Quick assessment – Get an answer fast.
- Online Application Process – No piles of paperwork.
- Knowing the Right Lenders - with strong relationships in Commercial Lending
What We Solve for Australian Businesses
We work with businesses to overcome:
- Cash flow gaps – Cover seasonal fluctuations or unexpected expenses.
- Growth funding – Expand operations, invest in marketing, or hire new staff.
- Stock purchases & equipment – Secure inventory or upgrade tools without long waits.
- Tax & ATO obligations – Stay ahead without disrupting your business plans.
Eligibility & Requirements
To qualify for an unsecured business loan, lenders typically look for:
Business Age – Most lenders require at least 6 months to 1 year of trading history.
Revenue Threshold – A minimum monthly turnover of $5,000 to $10,000 is common.
Credit Score – A score of 500+ improves approval chances.
Financial Documentation – Bank statements, BAS, tax returns, and profit/loss statements.
Our Business Lending Specialists
You have everything to gain by giving our finance broker team a quick call. We have a wealth of experience and information and are here to help you on your wealth journey. Our discovery calls are free with no obligation.
Gavin Cacic
Credit & Operations
Gavin has spent 17 years with the Commonwealth Bank with over a decade spent managing commercial portolios across Perth and Sydney
Matt Spears 
Managing Director
Matt is an award-winning banker, broker and property investor who has worked in residential and commercial finance for over 18 years.
Unsecured Business Loans FAQ
How fast can I get approved?
Some lenders offer instant decisions, with funds available within 24 hours
Do I need collateral?
No, unsecured loans don't require assets—approval is based on revenue and creditworthiness.
Can I apply with bad credit?
Some lenders consider alternative financial indicators beyond credit scores.