Bridging Loans


Looking to purchase a new property, but haven't sold your current one? We can help you get the best bridging loan.


A Bridging Loan is a temporary, short-term loan which bridges the gap between buying your new property and the sale of your current property.

A bridging loan is a common solution for property owners who are in between homes. Most bridging loan providers give you between 6 months to 12 months to sell your current home to paydown the bridging portion of the loan. The deposit needed for a bridging loan is dependent on how much equity you have in your current property. 

The bank generally requires the following for a bridging loan: The sale contract of your current property, bank debt to be present after the sale (not cleared in full), confirmation of the maximum end debt which is serviceable and your overall equity pre and post bridge. Your Evoke Capital mortgage broker will be able to guide you through this.


Key benefits of using Evoke:


  • Advice from award-winning mortgage and finance brokers with over 25+ years experience
  • Access to rapid debt reduction strategies to help you own your home sooner, saving you hundreds of thousands over the life of your loan

  • Access to 60+ lenders and the best interest rates for bridging loan providers in the market at no cost to you
  • Peace of mind that you are always getting the best deal with 6-monthly interest rate reviews and annual strategy sessions
  • Access to your own personal finance broker for the life of your loan


For more information about bridging loans, request a call below.


Disclaimer: Subject to the lender's terms & conditions and credit approval criteria. Please ensure you seek your own personal legal and taxation advice for your situation.


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